Terms & Conditions

These Terms and Conditions (“Terms”) govern the use of our account opening and onboarding services (the “Services”). By submitting an application or otherwise using our Services, you agree to be bound by these Terms.

1. Our Services

We provide an electronic application process that allows you to open investment or trading accounts with financial institutions. We collect information you provide and transmit it to third-party service providers, custodians, registries, and compliance partners to enable account opening.

2. Information You Provide

You warrant that all information provided in your application is true, accurate and complete. You agree to promptly notify us if any of your details change.

3. Third-Party Services

To process your application, we may disclose your information to third-party service providers, including identity verification providers, credit reporting agencies, custodians, registries, and compliance screening services. These providers may conduct checks such as identity verification (DVS), AML/CTF screening, and sanctions checks.

4. No Financial Advice

Our Services are administrative and compliance-related. We do not provide financial product advice, recommendations, or investment services. You should seek independent advice before investing.

5. Liability

We will exercise reasonable care in providing the Services but are not liable for losses arising from delays, errors, or decisions made by third parties. To the maximum extent permitted by law, we exclude all implied warranties and limit our liability to resupplying the Services.

6. Termination

We may suspend or terminate your use of the Services if we reasonably believe you have breached these Terms or applicable law.

7. Governing Law

These Terms are governed by the laws of Australia and subject to the exclusive jurisdiction of Australian courts.